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Please use this identifier to cite or link to this item: https://ena.lpnu.ua/handle/ntb/46320
Title: Financial flows in the field of insurance
Authors: Alieksieiev, I.
Mazur, A.
Moroz, A.
Affiliation: Lviv Polytechnic National University
Bibliographic description (Ukraine): Alieksieiev I. Financial flows in the field of insurance / I. Alieksieiev, A. Mazur, A. Moroz // Economics, Entrepreneurship, Management. — Lviv : Lviv Politechnic Publishing House, 2019. — Vol 6. — No 1. — P. 114–123.
Bibliographic description (International): Alieksieiev I. Financial flows in the field of insurance / I. Alieksieiev, A. Mazur, A. Moroz // Economics, Entrepreneurship, Management. — Lviv : Lviv Politechnic Publishing House, 2019. — Vol 6. — No 1. — P. 114–123.
Is part of: Economics, Entrepreneurship, Management, 1 (6), 2019
Issue: 1
Volume: 6
Issue Date: 26-Feb-2019
Publisher: Lviv Politechnic Publishing House
Place of the edition/event: Львів
Lviv
UDC: 368
Keywords: insurance
medical insurance
insurance cash flows
typology of insurance cash flows
volume of insurance cash flow
Number of pages: 10
Page range: 114-123
Start page: 114
End page: 123
Abstract: The introduction of an insurance culture in Ukraine should be based on theoretical studies in this area. The authors carried out a certain review of Ukrainian scientific publications devoted to the development of the insurance market, the analysis of the state of insurance and insurance companies, historical experience and comparative analysis of insurance activities of Ukrainian and foreign insurers. This allowed us to formulate a proposal for a research typology and supplement it. The typology of directions of insurance problems studying, which are conducted by Ukrainian scientists taking into account generalizations of foreign experience, is given. At the same time, our research direction is oriented to one segment of the insurance market, namely, health insurance. As a result of the review of scientific publications on this topic, attention was drawn to the absence of research into financial flows in Ukraine in such segment of health insurance as medical insurance for Ukrainian students studying at foreign universities. It is well-known that Ukrainians do not use health insurance at home. This also applies to students studying at Ukrainian universities. Instead, according to foreign experience, medical insurance is compulsory to study abroad at universities. This prompts entrants, who become students of European universities, to buy health insurance policies. It is clear that such insurance is preferable if the insurance company is chosen in the country of residence of the student. It is proposed to supplement the typology of financial flows of the insurance market by the category of “insurance cash flows”. The proposal is based on the fact that there are practically two streams of medical insurance for Ukrainian students studying abroad. There are two directions of the movement of funds: payment of insurance policies by insured persons and payment of insurance funds in the insurance case by the insurer. For each of these two streams, it is suggested to use the definition “insurance cash flows”. The methodological principles for conducting research are formulated. The indicators for calculations and comparison, as well as the composition of the initial data for calculations are determined. The calculation and comparison of the volumes of insurance flows connected with medical insurance of Ukrainian citizens studying at foreign universities of five countries is made. In particular, settlements for insurance terms of Austria, Bulgaria, Germany, Poland and the Czech Republic are made. The comparison is made in euro currency and hryvnia – the national currency of Ukraine.
URI: https://ena.lpnu.ua/handle/ntb/46320
Copyright owner: © Національний університет “Львівська політехніка”, 2019
URL for reference material: http://regionalstudies.uzhnu.uz.ua/archive/9/15.pdf
https://modecon.mnau.edu.ua/analysis-of-the-current-state-of-insurance-marketin-ukraine/
http://molodyvcheny.in.ua/files/journal/2017/10/246.pdf
https://doi.org/10.30977/PPB.2226-8820.2018.21.0.137
https://fp.cibs.ubs.edu.ua/files/1504/15ciotpr.pdf
http://nbuv.gov.ua/UJRN/Patp_2017_1_10
http://repositsc.nuczu.edu.ua/bitstream/123456789/6952/1/27%20.pdf
http://ven.chdtu.edu.ua/article/viewFile/85781/81445
http://journals.iir.kiev.ua/index.php/ec_n/article/viewFile/3660/3327
http://journals.nubip.edu.ua/index.php/Economica/article/viewFile/11285/9889
http://globalnational.in.ua/archive/18-2017/21.pdf
http://www.americanstudies.history.knu.ua/wp-content/uploads/2017/11/18-Mashevskyi.pdf
https://www.pdaa
http://www.economy.in.ua/pdf/6_2018/10.pdf
https://freecurrencyrates.com/ru/convert-EURBGN
https://www.studentversicherung.de/medicinskaja-strahovka-v-germanii-dljainostrannih-studentov-stipendiatov-aspirantov.html
https://www.uni-muenchen.de/aktuelles/index.html
https://studway.com.ua/strakhuvannya/
https://mojaedukacja.com/medychne-strahuvanna
https://www.mataf.net/uk/currency/converter-PLN-EUR
https://cedos.org.ua/uk/articles/ukrainskistudenty-za-kordonom-fakty-ta-stereotypy
https://cedos.org.ua/uk/articles/ukrainske-studentstvo-za-kordonomdani-do-201718-navchalnoho-roku
https://hromadske.ua/posts/za-tryroky-kilkist-ukrainskykh-studentiv-u-polshchizbilshylasia-vtrychi
References (Ukraine): 1. Kuzmin, O. & Yastrubskyi, M. (2017). Factors of Providing the State Management Quality of Universities Educational Activities. Regional Economy, No 2(84), 31–38 [in Ukrainian].
2. Zaiac, L. (2014). Comparative Analysis of University Education in Ukraine and Netherlands in the Context of Bolonia Agreements. Osvitolohichnyi Dyskurs, No 3 (7), 82–94.
3. Zhuk, L. (2019). Systemy naukovoi i naukovotekhnichnoi diyalnosti zakladiv vyshchoi osvity Ukrainy: formuvannya, ocinyuvannya, upravlinnya [Systems of scientific and scientific and technical activity of institutions of higher education of Ukraine: formation, evaluation, management]. Monograph, Lviv Polytechnic Publishing House, 336 [in Ukrainian].
4. Alieksieiev, I., Mazur, A. & Alieksieiev, V. (2019). International comparison of university education quality on the base of modeling value index. INDUSTRY 4.0, Year IV, Issue 1 / 2019. ISSN (PRINT) 2534-8582, ISSN (WEB) 2534-997X, 41–45.
5. Bazylevych, V. D., Pikus, R. V., Prykaziuk, N. V. & Motashko, T. P. (2014). Strakhovi posluhy [Insurance services]. Kyiv, Logos, Part 2, 727 [in Ukrainian].
6. Hamankova, O. O. (2019). Rynok strakhovykh posluh Ukrayiny: Teoriya, metodolohiya, praktyka [Market of insurance services of Ukraine: Theory, methodology, practice]. Monograph, Kyiv, State University Kyiv National Economic University Vadym Hetman, 283 [in Ukrainian].
7. Plysa, V. (2010). Strakhuvannya [Insurance]. Kyiv, Karavela, 472 [in Ukrainian].
8. Moskalenko, M. (2015). Medychne strakhuvannya v Ukrayini [Medical insurance in Ukraine]. Regional studios, Uzhhorod, 92–101 [in Ukrainian]. Retrieved from http://regionalstudies.uzhnu.uz.ua/archive/9/15.pdf
9. Melnyk, O., Kulbachna, L. & Zhulim, M. (2018). Analiz suchasnoho stanu strakhovoho rynku v Ukraini [Analysis of the current state of insurance market in Ukraine]. Modern Economics, Mykolayiv, No. 7, 107–113 [in Ukrainian]. Retrieved from https://modecon.mnau.edu.ua/analysis-of-the-current-state-of-insurance-marketin-ukraine/
10. Chumachenko, I. L. (2017). Analiz systemy medychnoho strakhuvannia v Ukraini [Ukraine medical insurance system analysis]. Young Scientist, №10 (50), 1096–1100 [in Ukrainian]. Retrieved from http://molodyvcheny.in.ua/files/journal/2017/10/246.pdf
11. Onisiforova, V. Yu., Bolotova, T. M. & Ostapenko, L. O. (2018). Analiz rynku Ukrayiny [Analysis of the market of insurance services of Ukraine]. Problems and prospects of entrepreneurship development, No. 21, 137–149 [in Ukrainian]. Retrieved from https://doi.org/10.30977/PPB.2226-8820.2018.21.0.137
12. Rubtsova, N. M. & Chkan, I. O. (2015). Suchasnyi stan rynku medychnoho strakhuvannia v Ukraini: problevy ta perspektyvy rozvytku [The modern state of the market of medical insurance in Ukraine: problems and prospects of development]. Finansovyi prostir, No. 4 (20), 167–172 [in Ukrainian]. Retrieved from https://fp.cibs.ubs.edu.ua/files/1504/15ciotpr.pdf
13. Serdiuk, M. Yu. (2017). Osoblyvosti derzhavnoho rehulyuvannya systemy medychnoho strakhuvannya v Ukrayini [The peculiarities of the state regulation of the medical insurance system in Ukraine]. Public Administration: Theory and Practice, Issue 1(17), 1–9 [in Ukrainian]. Retrieved from http://nbuv.gov.ua/UJRN/Patp_2017_1_10
14. Fedorova, N. (2018). Medychne strakhuvannia v systemi hromadskoho rehuliuvannia strakhovoi diialnosti [Medical insurance in the system of public regulation of insurance activities]. Bulletin of the National University of Civil Defence of Ukraine. Series: Public Administration, 201–211 [in Ukrainian] Retrieved from
15. http://repositsc.nuczu.edu.ua/bitstream/123456789/6952/1/27%20.pdf
16. Pasichnyk, Yu. V. (2012). Finansuvannia okhorony zdorovia: vitchyzniani realii ta zakordonnyi dosvid [Health financing: domestic realities and foreign experience]. Collection of scientific works of Cherkasy State Technological University. Series: Economic Sciences, Issue 32, Part ІІ, 3–7 [in Ukrainian]. Retrieved from http://ven.chdtu.edu.ua/article/viewFile/85781/81445
17. Reznikova, N. V. & Rubtsova, M. Yu. (2018). Problema komertsializatsiyi medychnykh posluh y dotrymanniya konkurentsiii v sferi okhorony zdorovia: mekhanizmy vykryvlennia rynku ta osoblyvosti yikhnii protydiyi [Problem of commercialization of medical services and observance of competition in healthcare: mechanisms of market distortion and peculiarities of their counteraction]. International Relations, Series “Economic Sciences”, No. 12 [in Ukrainian]. Retrieved from
18. http://journals.iir.kiev.ua/index.php/ec_n/article/viewFile/3660/3327
19. Tlusta, H. (2014). Medychne strakhuvannia v reformuvanni systemy okhorony zdorovia Ukrainy [Health insurance in reforming the health care system of Ukraine]. Bulletin of Taras Shevchenko National University of Kyiv. Economy, Issue 3(156), 65–70 [in Ukrainian].
20. Kyrychenko, А. (2018). Medychna reforma ta zaprovadzhennia oboviazkovoho medychnoho strakhuvannia [Medical reforms and implementation of compulsory medical insurance], Professional editions of the National University of Bioresources and Natural Resources of Ukraine, 92–97 [in Ukrainian]. Retrieved from http://journals.nubip.edu.ua/index.php/Economica/article/viewFile/11285/9889
21. Bora, N. (2018). Neobhidnist vprovadzhennia strakhovoi medytsyny iak zasobu pidvyshchennia efektyvnosti ta iakosti medychnyh posluh na medychnomu rynku [The necessity of implementation of insurance medicine as a measure for improving the efficiency and quality of medical services on the medical market], International scientific journal “Education and Science”, Issue 24(1), 235–239 [in Ukrainian].
22. Livak, P. (2014). Oboviazkove medychne strakhuvannya – vazhlyvyi aspekt zabezpechennia prav hromadyan Ukrayiny na medychnu dopomohu [Compulsory health insurance is an important aspect of ensuring the rights of Ukrainian citizens to medical care]. Scientific Herald of the National University of State Tax Service of Ukraine (Economics, Law), Issue 2(65), 29–34 [in Ukrainian].
23. Kochnova, I. (2014). Rozvytok medychnoho strakhuvannia v Ukraini [Development of Health Insurance in Ukraine]. State and regions. Series: Economics and Business. No. 6 (81), 26–30. [in Ukrainian].
24. Kundytskyi, O. (2017) Do pytannia zarubizhnoho dosvidu zahalnooboviazkovoho derzhavnoho strakhuvannia ta mozhlyvosti ioho vykorystannia v Ukraini [To the question of the foreign experience of general state of insurance and the possibility of its application in Ukraine]. Global and national problems of the economy, Issue 18, 100–103. [in Ukrainian]. Retrieved from http://globalnational.in.ua/archive/18-2017/21.pdf
25. Mashevskyi, O. & Baraboi, M. (2017). Istoriia stanovlennia systemy medychnoho strakhuvannia USA ta medychna reforma B. Obamy [History of using the US system of medical insurance and B. Obama medical reform]. American History and Politics: A Scientific Journal, 181–188. [in Ukrainian]. Retrieved from http://www.americanstudies.history.knu.ua/wp-content/uploads/2017/11/18-Mashevskyi.pdf
26. Iermolaieva, M. V. & Skydanenko, Yu. D. (2012). Medychne strakhuvannia: istoriia ta perspektyvy rozvytku [Medical insurance: history and prospects of development]. Scientific works of the Poltava State Agrarian Academy. Series: Economic science, Issue 5, Vol. 3, 120–125. [in Ukrainian]. Retrieved from https://www.pdaa. edu.ua/sites/default/files/nppdaa/5.3/120.pdf
27. Berezina, S. (2018). Porivnialna otsinka natsionalnoii i zakordonnykh system strakhuvannia [Comparitive assessment of national and foreign insurance systems]. Economy and the state, No. 6, 37–43 [in Ukrainian]. Retrieved from http://www.economy.in.ua/pdf/6_2018/10.pdf
28. Herus, Yu. V. (2015) Zarubizhnyi dosvid finansovoho zabezpechennia medychnoho strakhuvannia i mozhlyvosti yoho zastosuvannia v Ukraini [Foreign experience in financial security of health insurance and its application in Ukraine]. Business Inform, No. 4, 224–234 [in Ukrainian].
29. Kostenko, T. A., Stokolyuk, V. V. & Zavoloka, L. O. (2018). Stan ta perspektyvy rozvytku medychnoho strakhuvannia v Ukraina z urakhuvanniam inozemnoho dosvidu [The state and prospects for the development of medical insurance in Ukraine according to the foreign experience]. Young Scientist, No. 5 (57), 721–725. [in Ukrainian].
30. Online Currency Converter. Access mode: https://freecurrencyrates.com/ru/convert-EURBGN
31. Medical insurance in Germany for foreign students, for all foreign students of language schools, scholarships and postgraduate students. Access mode: https://www.studentversicherung.de/medicinskaja-strahovka-v-germanii-dljainostrannih-studentov-stipendiatov-aspirantov.html
32. Ludwig-Maximilians-Universität München. Access mode: https://www.uni-muenchen.de/aktuelles/index.html
33. Chundak, A. (2019) Types of insurance in Germany: what students need to know. [in Ukrainian]. Retrieved from https://studway.com.ua/strakhuvannya/
34. MojaEdukacja. Access mode: https://mojaedukacja.com/medychne-strahuvanna
35. Currency Converter. Access mode: https://www.mataf.net/uk/currency/converter-PLN-EUR
36. Stadnyi, E. (2017) Ukrainian Students Abroad: Facts and Stereotypes. [in Ukrainian]. Retrieved from https://cedos.org.ua/uk/articles/ukrainskistudenty-za-kordonom-fakty-ta-stereotypy
37. Stadnyi, E. (2019) Ukrainian Students Abroad: Data Up to 2017/18 of the Academic Year. [in Ukrainian]. Retrieved from https://cedos.org.ua/uk/articles/ukrainske-studentstvo-za-kordonomdani-do-201718-navchalnoho-roku
38. Korotaievskyi, L. (2018) In three years, the number of Ukrainian students in Poland has tripled - the Institute of Public Affairs. [in Ukrainian]. Retrieved from https://hromadske.ua/posts/za-tryroky-kilkist-ukrainskykh-studentiv-u-polshchizbilshylasia-vtrychi
References (International): 1. Kuzmin, O. & Yastrubskyi, M. (2017). Factors of Providing the State Management Quality of Universities Educational Activities. Regional Economy, No 2(84), 31–38 [in Ukrainian].
2. Zaiac, L. (2014). Comparative Analysis of University Education in Ukraine and Netherlands in the Context of Bolonia Agreements. Osvitolohichnyi Dyskurs, No 3 (7), 82–94.
3. Zhuk, L. (2019). Systemy naukovoi i naukovotekhnichnoi diyalnosti zakladiv vyshchoi osvity Ukrainy: formuvannya, ocinyuvannya, upravlinnya [Systems of scientific and scientific and technical activity of institutions of higher education of Ukraine: formation, evaluation, management]. Monograph, Lviv Polytechnic Publishing House, 336 [in Ukrainian].
4. Alieksieiev, I., Mazur, A. & Alieksieiev, V. (2019). International comparison of university education quality on the base of modeling value index. INDUSTRY 4.0, Year IV, Issue 1, 2019. ISSN (PRINT) 2534-8582, ISSN (WEB) 2534-997X, 41–45.
5. Bazylevych, V. D., Pikus, R. V., Prykaziuk, N. V. & Motashko, T. P. (2014). Strakhovi posluhy [Insurance services]. Kyiv, Logos, Part 2, 727 [in Ukrainian].
6. Hamankova, O. O. (2019). Rynok strakhovykh posluh Ukrayiny: Teoriya, metodolohiya, praktyka [Market of insurance services of Ukraine: Theory, methodology, practice]. Monograph, Kyiv, State University Kyiv National Economic University Vadym Hetman, 283 [in Ukrainian].
7. Plysa, V. (2010). Strakhuvannya [Insurance]. Kyiv, Karavela, 472 [in Ukrainian].
8. Moskalenko, M. (2015). Medychne strakhuvannya v Ukrayini [Medical insurance in Ukraine]. Regional studios, Uzhhorod, 92–101 [in Ukrainian]. Retrieved from http://regionalstudies.uzhnu.uz.ua/archive/9/15.pdf
9. Melnyk, O., Kulbachna, L. & Zhulim, M. (2018). Analiz suchasnoho stanu strakhovoho rynku v Ukraini [Analysis of the current state of insurance market in Ukraine]. Modern Economics, Mykolayiv, No. 7, 107–113 [in Ukrainian]. Retrieved from https://modecon.mnau.edu.ua/analysis-of-the-current-state-of-insurance-marketin-ukraine/
10. Chumachenko, I. L. (2017). Analiz systemy medychnoho strakhuvannia v Ukraini [Ukraine medical insurance system analysis]. Young Scientist, No 10 (50), 1096–1100 [in Ukrainian]. Retrieved from http://molodyvcheny.in.ua/files/journal/2017/10/246.pdf
11. Onisiforova, V. Yu., Bolotova, T. M. & Ostapenko, L. O. (2018). Analiz rynku Ukrayiny [Analysis of the market of insurance services of Ukraine]. Problems and prospects of entrepreneurship development, No. 21, 137–149 [in Ukrainian]. Retrieved from https://doi.org/10.30977/PPB.2226-8820.2018.21.0.137
12. Rubtsova, N. M. & Chkan, I. O. (2015). Suchasnyi stan rynku medychnoho strakhuvannia v Ukraini: problevy ta perspektyvy rozvytku [The modern state of the market of medical insurance in Ukraine: problems and prospects of development]. Finansovyi prostir, No. 4 (20), 167–172 [in Ukrainian]. Retrieved from https://fp.cibs.ubs.edu.ua/files/1504/15ciotpr.pdf
13. Serdiuk, M. Yu. (2017). Osoblyvosti derzhavnoho rehulyuvannya systemy medychnoho strakhuvannya v Ukrayini [The peculiarities of the state regulation of the medical insurance system in Ukraine]. Public Administration: Theory and Practice, Issue 1(17), 1–9 [in Ukrainian]. Retrieved from http://nbuv.gov.ua/UJRN/Patp_2017_1_10
14. Fedorova, N. (2018). Medychne strakhuvannia v systemi hromadskoho rehuliuvannia strakhovoi diialnosti [Medical insurance in the system of public regulation of insurance activities]. Bulletin of the National University of Civil Defence of Ukraine. Series: Public Administration, 201–211 [in Ukrainian] Retrieved from
15. http://repositsc.nuczu.edu.ua/bitstream/123456789/6952/1/27%20.pdf
16. Pasichnyk, Yu. V. (2012). Finansuvannia okhorony zdorovia: vitchyzniani realii ta zakordonnyi dosvid [Health financing: domestic realities and foreign experience]. Collection of scientific works of Cherkasy State Technological University. Series: Economic Sciences, Issue 32, Part II, 3–7 [in Ukrainian]. Retrieved from http://ven.chdtu.edu.ua/article/viewFile/85781/81445
17. Reznikova, N. V. & Rubtsova, M. Yu. (2018). Problema komertsializatsiyi medychnykh posluh y dotrymanniya konkurentsiii v sferi okhorony zdorovia: mekhanizmy vykryvlennia rynku ta osoblyvosti yikhnii protydiyi [Problem of commercialization of medical services and observance of competition in healthcare: mechanisms of market distortion and peculiarities of their counteraction]. International Relations, Series "Economic Sciences", No. 12 [in Ukrainian]. Retrieved from
18. http://journals.iir.kiev.ua/index.php/ec_n/article/viewFile/3660/3327
19. Tlusta, H. (2014). Medychne strakhuvannia v reformuvanni systemy okhorony zdorovia Ukrainy [Health insurance in reforming the health care system of Ukraine]. Bulletin of Taras Shevchenko National University of Kyiv. Economy, Issue 3(156), 65–70 [in Ukrainian].
20. Kyrychenko, A. (2018). Medychna reforma ta zaprovadzhennia oboviazkovoho medychnoho strakhuvannia [Medical reforms and implementation of compulsory medical insurance], Professional editions of the National University of Bioresources and Natural Resources of Ukraine, 92–97 [in Ukrainian]. Retrieved from http://journals.nubip.edu.ua/index.php/Economica/article/viewFile/11285/9889
21. Bora, N. (2018). Neobhidnist vprovadzhennia strakhovoi medytsyny iak zasobu pidvyshchennia efektyvnosti ta iakosti medychnyh posluh na medychnomu rynku [The necessity of implementation of insurance medicine as a measure for improving the efficiency and quality of medical services on the medical market], International scientific journal "Education and Science", Issue 24(1), 235–239 [in Ukrainian].
22. Livak, P. (2014). Oboviazkove medychne strakhuvannya – vazhlyvyi aspekt zabezpechennia prav hromadyan Ukrayiny na medychnu dopomohu [Compulsory health insurance is an important aspect of ensuring the rights of Ukrainian citizens to medical care]. Scientific Herald of the National University of State Tax Service of Ukraine (Economics, Law), Issue 2(65), 29–34 [in Ukrainian].
23. Kochnova, I. (2014). Rozvytok medychnoho strakhuvannia v Ukraini [Development of Health Insurance in Ukraine]. State and regions. Series: Economics and Business. No. 6 (81), 26–30. [in Ukrainian].
24. Kundytskyi, O. (2017) Do pytannia zarubizhnoho dosvidu zahalnooboviazkovoho derzhavnoho strakhuvannia ta mozhlyvosti ioho vykorystannia v Ukraini [To the question of the foreign experience of general state of insurance and the possibility of its application in Ukraine]. Global and national problems of the economy, Issue 18, 100–103. [in Ukrainian]. Retrieved from http://globalnational.in.ua/archive/18-2017/21.pdf
25. Mashevskyi, O. & Baraboi, M. (2017). Istoriia stanovlennia systemy medychnoho strakhuvannia USA ta medychna reforma B. Obamy [History of using the US system of medical insurance and B. Obama medical reform]. American History and Politics: A Scientific Journal, 181–188. [in Ukrainian]. Retrieved from http://www.americanstudies.history.knu.ua/wp-content/uploads/2017/11/18-Mashevskyi.pdf
26. Iermolaieva, M. V. & Skydanenko, Yu. D. (2012). Medychne strakhuvannia: istoriia ta perspektyvy rozvytku [Medical insurance: history and prospects of development]. Scientific works of the Poltava State Agrarian Academy. Series: Economic science, Issue 5, Vol. 3, 120–125. [in Ukrainian]. Retrieved from https://www.pdaa. edu.ua/sites/default/files/nppdaa/5.3/120.pdf
27. Berezina, S. (2018). Porivnialna otsinka natsionalnoii i zakordonnykh system strakhuvannia [Comparitive assessment of national and foreign insurance systems]. Economy and the state, No. 6, 37–43 [in Ukrainian]. Retrieved from http://www.economy.in.ua/pdf/6_2018/10.pdf
28. Herus, Yu. V. (2015) Zarubizhnyi dosvid finansovoho zabezpechennia medychnoho strakhuvannia i mozhlyvosti yoho zastosuvannia v Ukraini [Foreign experience in financial security of health insurance and its application in Ukraine]. Business Inform, No. 4, 224–234 [in Ukrainian].
29. Kostenko, T. A., Stokolyuk, V. V. & Zavoloka, L. O. (2018). Stan ta perspektyvy rozvytku medychnoho strakhuvannia v Ukraina z urakhuvanniam inozemnoho dosvidu [The state and prospects for the development of medical insurance in Ukraine according to the foreign experience]. Young Scientist, No. 5 (57), 721–725. [in Ukrainian].
30. Online Currency Converter. Access mode: https://freecurrencyrates.com/ru/convert-EURBGN
31. Medical insurance in Germany for foreign students, for all foreign students of language schools, scholarships and postgraduate students. Access mode: https://www.studentversicherung.de/medicinskaja-strahovka-v-germanii-dljainostrannih-studentov-stipendiatov-aspirantov.html
32. Ludwig-Maximilians-Universität München. Access mode: https://www.uni-muenchen.de/aktuelles/index.html
33. Chundak, A. (2019) Types of insurance in Germany: what students need to know. [in Ukrainian]. Retrieved from https://studway.com.ua/strakhuvannya/
34. MojaEdukacja. Access mode: https://mojaedukacja.com/medychne-strahuvanna
35. Currency Converter. Access mode: https://www.mataf.net/uk/currency/converter-PLN-EUR
36. Stadnyi, E. (2017) Ukrainian Students Abroad: Facts and Stereotypes. [in Ukrainian]. Retrieved from https://cedos.org.ua/uk/articles/ukrainskistudenty-za-kordonom-fakty-ta-stereotypy
37. Stadnyi, E. (2019) Ukrainian Students Abroad: Data Up to 2017/18 of the Academic Year. [in Ukrainian]. Retrieved from https://cedos.org.ua/uk/articles/ukrainske-studentstvo-za-kordonomdani-do-201718-navchalnoho-roku
38. Korotaievskyi, L. (2018) In three years, the number of Ukrainian students in Poland has tripled - the Institute of Public Affairs. [in Ukrainian]. Retrieved from https://hromadske.ua/posts/za-tryroky-kilkist-ukrainskykh-studentiv-u-polshchizbilshylasia-vtrychi
Content type: Article
Appears in Collections:Economics, Entrepreneurship, Management. – 2019. – Vol. 6, No. 1

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